Is this a loan?

beatBread advances are NOT loans. Our deals are structured as a purchase of a limited portion of your revenues for a limited time. 

Repaid by streaming only  

Your advance is recouped by your streaming earnings, NOT out of pocket cash like a loan that's paid back monthly. We don’t touch any income from touring, publishing, synch, or merchandise revenue streams. 

No interest or late fees 

Unlike a loan you’d get from a bank, beatBread deals don’t accrue interest and there is no penalty if you do not recoup your advance in a specific amount of time. 

There is a small fee of $228 + 2.8% of the total advance to source and administer each advance. This is not an upfront fee you need to pay in order to receive your advance, it is simply added on top of your total advance to be recouped throughout your deal. 

No credit impact 

beatBread does not run credit checks and receiving an advance from us will not impact your credit score.